Loan Programs

Home Loan Programs

Easier Than You Thought

DG Funding can help you get the home you want sooner and easier than you thought. As a mortgage bank that has built deep relationships with more than 50 other wholesale/portfolio/correspondent lenders, we will offer and fund the loan that makes you happiest.

  • Fixed Rate

    Fixed rate mortgages are one of the most popular and secure home loan options available.

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  • Adjustable Rate

    With an Adjustable Rate Mortgage (ARM), you can typically take advantage of the lowest rates available in the market.

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  • Jumbo

    If your loan amount exceeds the conforming county loan limit ($453,100 – $679,650 depending on county), a Jumbo Mortgage is likely a good choice for you.

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  • FHA

    Federal Housing Administration (FHA) insured loans are a very popular home financing option based on easier income, equity and credit guidelines.

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  • VA

    Department of Veterans Affairs (VA) loans have low and no down payment options, with a variety of rates and terms available.

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  • HARP

    Home Affordable Refinance Program (HARP) is designed to help you get a new, more affordable, more stable mortgage, even if the value of your home has declined.

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  • Interest Only

    A mortgage with an Interest Only Payment Option offers you the lowest possible monthly payment option for an initial period of time (typically 5, 7, or 10 years).

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    A home equity loan can be used by a borrower to convert equity in to cash to finance major expenses such as home repairs, high rate debt, medical bills or college education.

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  • Alternative Documentation

    An Alt Doc loan could be a fit for you if you are self-employed or have difficulty documenting your income.

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  • Available Niches

    We offer outside of the box and unique financing options for almost any scenario – see what sets DG Funding apart from the competition.

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