Loan Programs
Easier Than You Thought
DG Funding can help you get the home you want sooner and easier than you thought. As a mortgage bank that has built deep relationships with more than 50 other wholesale/portfolio/correspondent lenders, we will offer and fund the loan that makes you happiest.
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Fixed Rate
Fixed rate mortgages are one of the most popular and secure home loan options available.
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Adjustable Rate
With an Adjustable Rate Mortgage (ARM), you can typically take advantage of the lowest rates available in the market.
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Jumbo
If your loan amount exceeds the conforming county loan limit ($453,100 – $679,650 depending on county), a Jumbo Mortgage is likely a good choice for you.
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FHA
Federal Housing Administration (FHA) insured loans are a very popular home financing option based on easier income, equity and credit guidelines.
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VA
Department of Veterans Affairs (VA) loans have low and no down payment options, with a variety of rates and terms available.
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HARP
Home Affordable Refinance Program (HARP) is designed to help you get a new, more affordable, more stable mortgage, even if the value of your home has declined.
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Interest Only
A mortgage with an Interest Only Payment Option offers you the lowest possible monthly payment option for an initial period of time (typically 5, 7, or 10 years).
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HELOC
A home equity loan can be used by a borrower to convert equity in to cash to finance major expenses such as home repairs, high rate debt, medical bills or college education.
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Alternative Documentation
An Alt Doc loan could be a fit for you if you are self-employed or have difficulty documenting your income.
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Available Niches
We offer outside of the box and unique financing options for almost any scenario – see what sets DG Funding apart from the competition.