Home Equity Loan
A home equity loan can be used by a borrower to convert equity in to cash to finance major expenses such as home repairs, medical bills or college education.
Features:
- Home equity loans come in two programs: a cash out refinance where you increase the balance of your primary mortgage, or as a separate, second loan called a Home Equity Line of Credit.
- Home equity loans are offered in a variety of adjustable and fixed rate programs.
Benefits:
- Use your home equity to your advantage! Get money out of your home and use it for anything you want.
- Make home improvements to increase the value of your home, pay for college tuition, pay off high interest credit card debt, or buy a vacation home.
Things to consider:
- Mortgage interest for your home is tax deductible, so paying off high interest credit card debt can be financially advantageous.