Mortgage Lenders in San Diego, CA

Providing mortgage loans throughout Carlsbad, and California.

The Problem: Industry leading banks tend to deliver higher cost loans, create a stressful experience and make people unhappy.

Our Solution: Truly help our clients through better terms and give them an outstanding customer experience, so that they are happy.

You can see from our online reviews that we are doing just that.

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Sadie Karpf profile picture
Sadie Karpf
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Many of my clients have used Courtney Wittner as she’s my go to! She is very transparent and I get constant feedback that people feel well taken care of and supported. I’ve only ever had positive experience with her and highly recommend her and the team!
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Robyn Ford profile picture
Robyn Ford
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I’ve worked with Courtney Wittner on multiple transactions, and she’s been incredible every step of the way. She takes the time to explain options in a way that’s easy to understand, provides thoughtful guidance, and helps clients feel confident in their decisions. She’s also creative when it comes to problem solving, viewing issues as challenges rather than a problem. I’ll continue referring my clients to Courtney because I know they’ll be in great hands and because she truly cares.
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Ryan Helling profile picture
Ryan Helling
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Nothing but good things to say about DG Funding, Kim and team were literally the best experience I have ever had with a lender. They were responsive, fast, worked with me on a bunch of options, and nothing but helpful. Talk about a breath of fresh air after dealing with the larger banks as lenders.
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Kathy Ferrell
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This company was Awesome they helped me through every process and made purchasing this home very easy. Courtney helped me with every process and made me feel very comfortable and guided me in the right direction. I definitely will use this company again on all my next purchases. Thank you Kathy
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Tanya Office profile picture
Tanya Office
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Being an owner of a residential constrution company I have worked with many lending groups over the years and can say that working with Kimberly Steele was absolutely smooth going. She kept her word, she followed up and closed quickly, as promised. During a time of volutile rates, she moved quickly to secure the best rate. She even took time while on vacation to check on how things were going. I am now recommending her to our customers!
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Matt Krause
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Great team to work with !
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Morgan Jackson profile picture
Morgan Jackson
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Kim is the best! So kind, quick to respond and ready to help. She will always be my go to person when I am needing a loan! Great company :)
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Dustin Fasching profile picture
Dustin Fasching
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I have worked with Jake Towers and DG funding several times now, and I am very pleased with the products and services received. I have refi-ed with them, at least, 3 times now, and they have always helped me achieve my financing goals. I highly recommend Jake and DG.

DG Funding

One client at a time

Direct Lender

Direct access to Fannie Mae, Freddie Mac, VA, Jumbo and Non-QM. Low rate and cost, high speed with total control over your transaction from start to finish.

Broker

Gain access to a select group of cutting edge wholesale, correspondent, non-qm and private lenders and investors. Choose the program that best meets your needs and goals.

Experience

We guide our clients and business partners through a clear, transparent and effective loan process. All of this so that you get the loan you want quickly and easily.

Why Borrowers Choose DG Funding

0.24 Billion in Loans Funded
0 Funded Transactions
0 Days Avg. Processing Time
0 Years Average Industry Experience
0 5 Star Reviews
Our clients

Testimonials

Consumer Financial Protection Bureau
Mortgage Bankers Association (MBA)
Equal Housing Lender
Nationwide Multistate Licensing System (NMLS)

Mortgage FAQs

Look for a San Diego mortgage company that builds relationships with clients, and prioritizes your needs. At DG Funding, our goal is to help everyday borrowers access better terms through an improved customer experience. With access to various loan types, we help everyone from first-time buyers to investors to navigate the loan process.

The best mortgage lenders in San Diego and beyond typically assess your reliability as a borrower, and this means checking things like employment history, credit score, debt-to-income ratio, and more. If you don’t have the traditional forms of documentation, we can help you qualify for a loan by alternative means, such as bank statements, rental income, and assets.

Yes! FHA, VA, and other programs from Carlsbad mortgage lenders often allow buyers to qualify for a loan with a lower down payment. Contact our friendly team at DG Funding to assess your options and start the journey to your dream home.

While an average mortgage approval process can take between 21 and 45 days, it all depends on the documentation and loan type. Organization is key to a streamlined experience, and we’ll help you through every stage.

We’ve found that big banks lead to higher cost loans, which means stress for those who obtain them. Instead, local mortgage companies in San Diego, like DG Funding, are passionate about helping borrowers access better terms. We have lots of five-star reviews, many years of experience, and a friendly team.